Terms of service

Last updated November 1, 2026

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Your account

You must be at least 18 and give accurate information when you sign up. Keep your login details private.

Payments and exchange

We show the exchange rate and fee before you confirm a payment. Some payments can be delayed for security checks or by the receiving bank.

Fees

Plan prices and transfer fees are listed on the Pricing page and in the app. We will tell you at least 30 days before any fee increases.

Acceptable use

You may not use Finluck for illegal activity, or try to break or misuse our systems.

Closing your account

You can close your account at any time from Settings. We may suspend accounts that break these terms and will tell you why unless the law prevents us.

Liability

Nothing in these terms limits liability that cannot be limited by law. Detailed liability terms must be added for your jurisdiction.